{"id":734,"date":"2025-06-23T10:05:45","date_gmt":"2025-06-23T10:05:45","guid":{"rendered":"https:\/\/www.daytodayloan.com\/blogs\/?p=734"},"modified":"2025-06-30T07:37:19","modified_gmt":"2025-06-30T07:37:19","slug":"how-to-check-active-loan-on-pan-card-2025-guide","status":"publish","type":"post","link":"https:\/\/www.daytodayloan.com\/blogs\/how-to-check-active-loan-on-pan-card-2025-guide\/","title":{"rendered":"How to Check Active Loan on PAN Card: 2025 Guide"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"734\" class=\"elementor elementor-734\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39ebd14 e-flex e-con-boxed e-con e-parent\" data-id=\"39ebd14\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-217b570 elementor-widget elementor-widget-text-editor\" data-id=\"217b570\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"280\" data-end=\"516\">Keeping track of your active loans is important for managing your finances and maintaining a healthy credit score. If you are unsure about your current loan status, you can easily check all loans linked to your name using your PAN card.<\/p><p data-start=\"518\" data-end=\"669\">This guide will help you understand <strong>how to check active loans using your PAN card<\/strong> through reliable methods like credit bureaus and financial platforms.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_74 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.daytodayloan.com\/blogs\/how-to-check-active-loan-on-pan-card-2025-guide\/#Why_Use_a_PAN_Card_to_Check_Loan_Status\" >Why Use a PAN Card to Check Loan Status?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.daytodayloan.com\/blogs\/how-to-check-active-loan-on-pan-card-2025-guide\/#How_to_Check_Active_Loan_on_PAN_Card\" >How to Check Active Loan on PAN Card<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.daytodayloan.com\/blogs\/how-to-check-active-loan-on-pan-card-2025-guide\/#1_Through_CIBIL_TransUnion_CIBIL\" >1. Through CIBIL (TransUnion CIBIL)<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.daytodayloan.com\/blogs\/how-to-check-active-loan-on-pan-card-2025-guide\/#Steps\" >Steps:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.daytodayloan.com\/blogs\/how-to-check-active-loan-on-pan-card-2025-guide\/#2_Through_Experian_Equifax_or_CRIF_High_Mark\" >2. Through Experian, Equifax, or CRIF High Mark<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.daytodayloan.com\/blogs\/how-to-check-active-loan-on-pan-card-2025-guide\/#3_Using_Financial_Aggregator_Apps_Like_Paytm_BankBazaar_etc\" >3. Using Financial Aggregator Apps (Like Paytm, BankBazaar, etc.)<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.daytodayloan.com\/blogs\/how-to-check-active-loan-on-pan-card-2025-guide\/#Examples\" >Examples:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.daytodayloan.com\/blogs\/how-to-check-active-loan-on-pan-card-2025-guide\/#Steps-2\" >Steps:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.daytodayloan.com\/blogs\/how-to-check-active-loan-on-pan-card-2025-guide\/#4_Through_Your_Loan_Providers_Website_or_App\" >4. Through Your Loan Provider\u2019s Website or App<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.daytodayloan.com\/blogs\/how-to-check-active-loan-on-pan-card-2025-guide\/#What_Details_You_Can_Find_in_Your_Loan_Report\" >What Details You Can Find in Your Loan Report<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.daytodayloan.com\/blogs\/how-to-check-active-loan-on-pan-card-2025-guide\/#Why_Its_Important_to_Check_Your_Active_Loans\" >Why It\u2019s Important to Check Your Active Loans<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.daytodayloan.com\/blogs\/how-to-check-active-loan-on-pan-card-2025-guide\/#Final_Words\" >Final Words<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.daytodayloan.com\/blogs\/how-to-check-active-loan-on-pan-card-2025-guide\/#FAQs_on_How_to_Check_Active_Loan_on_PAN_Card\" >FAQs on How to Check Active Loan on PAN Card<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.daytodayloan.com\/blogs\/how-to-check-active-loan-on-pan-card-2025-guide\/#Q1_Can_I_check_all_my_loans_with_just_my_PAN_card\" >Q1. Can I check all my loans with just my PAN card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.daytodayloan.com\/blogs\/how-to-check-active-loan-on-pan-card-2025-guide\/#Q2_Is_it_free_to_check_loan_status_using_PAN\" >Q2. Is it free to check loan status using PAN?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.daytodayloan.com\/blogs\/how-to-check-active-loan-on-pan-card-2025-guide\/#Q3_Can_I_check_active_loans_without_affecting_my_CIBIL_score\" >Q3. Can I check active loans without affecting my CIBIL score?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.daytodayloan.com\/blogs\/how-to-check-active-loan-on-pan-card-2025-guide\/#Q4_How_often_should_I_check_for_active_loans_on_my_PAN\" >Q4. How often should I check for active loans on my PAN?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.daytodayloan.com\/blogs\/how-to-check-active-loan-on-pan-card-2025-guide\/#Q5_What_should_I_do_if_I_find_an_unknown_loan_in_my_report\" >Q5. What should I do if I find an unknown loan in my report?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 data-start=\"709\" data-end=\"754\"><span class=\"ez-toc-section\" id=\"Why_Use_a_PAN_Card_to_Check_Loan_Status\"><\/span>Why Use a PAN Card to Check Loan Status?<span class=\"ez-toc-section-end\"><\/span><\/h2><p data-start=\"756\" data-end=\"963\">Your <strong data-start=\"761\" data-end=\"795\">Permanent Account Number (PAN)<\/strong> is linked to all your financial transactions, including loans and credit cards. When you <a href=\"https:\/\/www.daytodayloan.com\/apply-now.php?utm_source=blogs\"><strong>apply for a loan<\/strong><\/a>, the lender reports it to credit bureaus using your PAN card.<\/p><p data-start=\"965\" data-end=\"1106\">That means your PAN becomes a <strong data-start=\"995\" data-end=\"1017\">central identifier<\/strong> for all credit-related data\u2014making it easy to fetch loan records across banks and NBFCs.<\/p><h2 data-start=\"1113\" data-end=\"1155\"><span class=\"ez-toc-section\" id=\"How_to_Check_Active_Loan_on_PAN_Card\"><\/span>How to Check Active Loan on PAN Card<span class=\"ez-toc-section-end\"><\/span><\/h2><p data-start=\"1157\" data-end=\"1298\">You can check your active loans linked to your PAN card through <strong data-start=\"1221\" data-end=\"1239\">credit bureaus<\/strong> or <strong data-start=\"1243\" data-end=\"1277\">financial aggregator platforms<\/strong>. Here are the steps:<\/p><h3 data-start=\"1300\" data-end=\"1343\"><span class=\"ez-toc-section\" id=\"1_Through_CIBIL_TransUnion_CIBIL\"><\/span>1. <strong data-start=\"1307\" data-end=\"1343\">Through CIBIL (TransUnion CIBIL)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p data-start=\"1345\" data-end=\"1402\">CIBIL is one of the most trusted credit bureaus in India.<\/p><h4 data-start=\"1404\" data-end=\"1415\"><span class=\"ez-toc-section\" id=\"Steps\"><\/span>Steps:<span class=\"ez-toc-section-end\"><\/span><\/h4><ol data-start=\"1416\" data-end=\"1750\"><li data-start=\"1416\" data-end=\"1493\"><p data-start=\"1419\" data-end=\"1493\">Visit the official website: <a class=\"\" href=\"https:\/\/www.cibil.com\" target=\"_new\" rel=\"noopener\" data-start=\"1447\" data-end=\"1493\">https:\/\/www.cibil.com<\/a><\/p><\/li><li data-start=\"1494\" data-end=\"1537\"><p data-start=\"1497\" data-end=\"1537\">Click on <strong data-start=\"1506\" data-end=\"1537\">&#8220;Get Your Free CIBIL Score&#8221;<\/strong><\/p><\/li><li data-start=\"1538\" data-end=\"1597\"><p data-start=\"1541\" data-end=\"1597\">Enter your <strong data-start=\"1552\" data-end=\"1571\">PAN card number<\/strong>, mobile number, and email<\/p><\/li><li data-start=\"1598\" data-end=\"1626\"><p data-start=\"1601\" data-end=\"1626\">Complete OTP verification<\/p><\/li><li data-start=\"1627\" data-end=\"1750\"><p data-start=\"1630\" data-end=\"1671\">View your <strong data-start=\"1640\" data-end=\"1657\">credit report<\/strong>, which shows:<\/p><ul data-start=\"1675\" data-end=\"1750\"><li data-start=\"1675\" data-end=\"1689\"><p data-start=\"1677\" data-end=\"1689\">Active loans<\/p><\/li><li data-start=\"1693\" data-end=\"1706\"><p data-start=\"1695\" data-end=\"1706\">EMI history<\/p><\/li><li data-start=\"1710\" data-end=\"1728\"><p data-start=\"1712\" data-end=\"1728\">Overdue payments<\/p><\/li><li data-start=\"1732\" data-end=\"1750\"><p data-start=\"1734\" data-end=\"1750\">Credit inquiries<\/p><\/li><\/ul><\/li><\/ol><blockquote data-start=\"1752\" data-end=\"1850\"><p data-start=\"1754\" data-end=\"1850\"><strong data-start=\"1754\" data-end=\"1763\">Note:<\/strong> You get one free CIBIL report per year. For unlimited access, you need a subscription.<\/p><\/blockquote><h3 data-start=\"1857\" data-end=\"1912\"><span class=\"ez-toc-section\" id=\"2_Through_Experian_Equifax_or_CRIF_High_Mark\"><\/span>2. <strong data-start=\"1864\" data-end=\"1912\">Through Experian, Equifax, or CRIF High Mark<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p data-start=\"1914\" data-end=\"1971\">Other major credit bureaus also provide similar services:<\/p><ul data-start=\"1973\" data-end=\"2115\"><li data-start=\"1973\" data-end=\"2016\"><p data-start=\"1975\" data-end=\"2016\"><a class=\"\" href=\"https:\/\/www.experian.in\" target=\"_new\" rel=\"noopener\" data-start=\"1975\" data-end=\"2016\">Experian India<\/a><\/p><\/li><li data-start=\"2017\" data-end=\"2066\"><p data-start=\"2019\" data-end=\"2066\"><a class=\"cursor-pointer\" target=\"_new\" rel=\"noopener\" data-start=\"2019\" data-end=\"2066\">Equifax India<\/a><\/p><\/li><li data-start=\"2067\" data-end=\"2115\"><p data-start=\"2069\" data-end=\"2115\"><a class=\"\" href=\"https:\/\/www.crifhighmark.com\" target=\"_new\" rel=\"noopener\" data-start=\"2069\" data-end=\"2115\">CRIF High Mark<\/a><\/p><\/li><\/ul><p data-start=\"2117\" data-end=\"2215\">Each of them allows you to generate your <strong data-start=\"2158\" data-end=\"2195\">credit report using your PAN card<\/strong>, where you can see:<\/p><ul data-start=\"2217\" data-end=\"2344\"><li data-start=\"2217\" data-end=\"2265\"><p data-start=\"2219\" data-end=\"2265\">Active loans (personal, home, auto, education)<\/p><\/li><li data-start=\"2266\" data-end=\"2292\"><p data-start=\"2268\" data-end=\"2292\">Loan start and end dates<\/p><\/li><li data-start=\"2293\" data-end=\"2313\"><p data-start=\"2295\" data-end=\"2313\">EMI payment status<\/p><\/li><li data-start=\"2314\" data-end=\"2344\"><p data-start=\"2316\" data-end=\"2344\">Overdue or defaulted amounts<\/p><\/li><\/ul><h3 data-start=\"2351\" data-end=\"2424\"><span class=\"ez-toc-section\" id=\"3_Using_Financial_Aggregator_Apps_Like_Paytm_BankBazaar_etc\"><\/span>3. <strong data-start=\"2358\" data-end=\"2424\">Using Financial Aggregator Apps (Like Paytm, BankBazaar, etc.)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p data-start=\"2426\" data-end=\"2528\">Many fintech platforms allow you to check your credit score and active loans using just your PAN card.<\/p><h4 data-start=\"2530\" data-end=\"2544\"><span class=\"ez-toc-section\" id=\"Examples\"><\/span>Examples:<span class=\"ez-toc-section-end\"><\/span><\/h4><ul data-start=\"2545\" data-end=\"2613\"><li data-start=\"2545\" data-end=\"2556\"><p data-start=\"2547\" data-end=\"2556\"><strong data-start=\"2547\" data-end=\"2556\">Paytm<\/strong><\/p><\/li><li data-start=\"2557\" data-end=\"2573\"><p data-start=\"2559\" data-end=\"2573\"><strong data-start=\"2559\" data-end=\"2573\">BankBazaar<\/strong><\/p><\/li><li data-start=\"2574\" data-end=\"2591\"><p data-start=\"2576\" data-end=\"2591\"><strong data-start=\"2576\" data-end=\"2591\">Paisabazaar<\/strong><\/p><\/li><li data-start=\"2592\" data-end=\"2602\"><p data-start=\"2594\" data-end=\"2602\"><strong data-start=\"2594\" data-end=\"2602\">Navi<\/strong><\/p><\/li><li data-start=\"2603\" data-end=\"2613\"><p data-start=\"2605\" data-end=\"2613\"><strong data-start=\"2605\" data-end=\"2613\">CRED<\/strong><\/p><\/li><\/ul><h4 data-start=\"2615\" data-end=\"2626\"><span class=\"ez-toc-section\" id=\"Steps-2\"><\/span>Steps:<span class=\"ez-toc-section-end\"><\/span><\/h4><ol data-start=\"2627\" data-end=\"2806\"><li data-start=\"2627\" data-end=\"2645\"><p data-start=\"2630\" data-end=\"2645\">Install the app<\/p><\/li><li data-start=\"2646\" data-end=\"2710\"><p data-start=\"2649\" data-end=\"2710\">Navigate to the \u201cCredit Score\u201d or \u201cCheck Loan Status\u201d section<\/p><\/li><li data-start=\"2711\" data-end=\"2744\"><p data-start=\"2714\" data-end=\"2744\">Enter your <strong data-start=\"2725\" data-end=\"2744\">PAN card number<\/strong><\/p><\/li><li data-start=\"2745\" data-end=\"2769\"><p data-start=\"2748\" data-end=\"2769\">Authenticate with OTP<\/p><\/li><li data-start=\"2770\" data-end=\"2806\"><p data-start=\"2773\" data-end=\"2806\">View your credit report instantly<\/p><\/li><\/ol><p data-start=\"2808\" data-end=\"2919\">These platforms often display a <strong data-start=\"2840\" data-end=\"2918\">summary of your total loan amount, active EMI plans, and repayment history<\/strong>.<\/p><h3 data-start=\"2926\" data-end=\"2980\"><span class=\"ez-toc-section\" id=\"4_Through_Your_Loan_Providers_Website_or_App\"><\/span>4. <strong data-start=\"2933\" data-end=\"2980\">Through Your Loan Provider\u2019s Website or App<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><p data-start=\"2982\" data-end=\"3163\">If you\u2019ve taken loans from banks like HDFC, SBI, or NBFCs like Bajaj Finserv, you can log into their <strong data-start=\"3083\" data-end=\"3102\">customer portal<\/strong> using your PAN number or registered mobile number and check:<\/p><ul data-start=\"3165\" data-end=\"3222\"><li data-start=\"3165\" data-end=\"3186\"><p data-start=\"3167\" data-end=\"3186\">Loan account status<\/p><\/li><li data-start=\"3187\" data-end=\"3200\"><p data-start=\"3189\" data-end=\"3200\">EMI details<\/p><\/li><li data-start=\"3201\" data-end=\"3222\"><p data-start=\"3203\" data-end=\"3222\">Outstanding balance<\/p><\/li><\/ul><h2 data-start=\"3229\" data-end=\"3280\"><span class=\"ez-toc-section\" id=\"What_Details_You_Can_Find_in_Your_Loan_Report\"><\/span>What Details You Can Find in Your Loan Report<span class=\"ez-toc-section-end\"><\/span><\/h2><p data-start=\"3282\" data-end=\"3385\">When you check your active loans using your PAN card, the following information is typically available:<\/p><ul data-start=\"3387\" data-end=\"3611\"><li data-start=\"3387\" data-end=\"3427\"><p data-start=\"3389\" data-end=\"3427\">Loan type (personal, home, auto, etc.)<\/p><\/li><li data-start=\"3428\" data-end=\"3448\"><p data-start=\"3430\" data-end=\"3448\">Loan provider name<\/p><\/li><li data-start=\"3449\" data-end=\"3473\"><p data-start=\"3451\" data-end=\"3473\">Loan amount sanctioned<\/p><\/li><li data-start=\"3474\" data-end=\"3503\"><p data-start=\"3476\" data-end=\"3503\">Current outstanding balance<\/p><\/li><li data-start=\"3504\" data-end=\"3527\"><p data-start=\"3506\" data-end=\"3527\">EMI amount and tenure<\/p><\/li><li data-start=\"3528\" data-end=\"3572\"><p data-start=\"3530\" data-end=\"3572\">Payment history (on-time, delayed, missed)<\/p><\/li><li data-start=\"3573\" data-end=\"3611\"><p data-start=\"3575\" data-end=\"3611\">Loan closure status (open or closed)<\/p><\/li><\/ul><h2 data-start=\"3618\" data-end=\"3669\"><span class=\"ez-toc-section\" id=\"Why_Its_Important_to_Check_Your_Active_Loans\"><\/span>Why It\u2019s Important to Check Your Active Loans<span class=\"ez-toc-section-end\"><\/span><\/h2><ul data-start=\"3671\" data-end=\"3862\"><li data-start=\"3671\" data-end=\"3710\"><p data-start=\"3673\" data-end=\"3710\">Avoid duplicate or fraudulent loans<\/p><\/li><li data-start=\"3711\" data-end=\"3742\"><p data-start=\"3713\" data-end=\"3742\">Track your repayment health<\/p><\/li><li data-start=\"3711\" data-end=\"3742\"><p data-start=\"3713\" data-end=\"3742\">Improve your <strong data-start=\"3760\" data-end=\"3775\">CIBIL score<\/strong><\/p><\/li><li data-start=\"3776\" data-end=\"3810\"><p data-start=\"3778\" data-end=\"3810\">Know your <strong data-start=\"3790\" data-end=\"3810\">loan eligibility<\/strong><\/p><\/li><li data-start=\"3811\" data-end=\"3862\"><p data-start=\"3813\" data-end=\"3862\">Prevent loan rejections due to overdue accounts<\/p><\/li><\/ul><h2 data-start=\"4883\" data-end=\"4900\"><span class=\"ez-toc-section\" id=\"Final_Words\"><\/span>Final Words<span class=\"ez-toc-section-end\"><\/span><\/h2><p data-start=\"4902\" data-end=\"5107\">Checking active loans on your PAN card is easy, secure, and highly recommended for every borrower. It gives you a clear picture of your financial obligations and helps you take control of your credit life.<\/p><p data-start=\"5109\" data-end=\"5275\"><strong data-start=\"5109\" data-end=\"5124\">Start today<\/strong> by getting your free credit report and track your loans accurately. If you notice any errors or unfamiliar entries, take quick action to correct them.<\/p><h2 data-start=\"3869\" data-end=\"3917\"><span class=\"ez-toc-section\" id=\"FAQs_on_How_to_Check_Active_Loan_on_PAN_Card\"><\/span>FAQs on How to Check Active Loan on PAN Card<span class=\"ez-toc-section-end\"><\/span><\/h2><h3 data-start=\"3919\" data-end=\"3974\"><span class=\"ez-toc-section\" id=\"Q1_Can_I_check_all_my_loans_with_just_my_PAN_card\"><\/span>Q1. Can I check all my loans with just my PAN card?<span class=\"ez-toc-section-end\"><\/span><\/h3><p data-start=\"3975\" data-end=\"4119\">Yes. Your PAN card is linked to all your credit accounts and can help fetch data from credit bureaus that show all active loans under your name.<\/p><h3 data-start=\"4126\" data-end=\"4176\"><span class=\"ez-toc-section\" id=\"Q2_Is_it_free_to_check_loan_status_using_PAN\"><\/span>Q2. Is it free to check loan status using PAN?<span class=\"ez-toc-section-end\"><\/span><\/h3><p data-start=\"4177\" data-end=\"4297\">Yes, you can get one free credit report per year from each credit bureau. Some fintech apps may also offer free reports.<\/p><h3 data-start=\"4304\" data-end=\"4370\"><span class=\"ez-toc-section\" id=\"Q3_Can_I_check_active_loans_without_affecting_my_CIBIL_score\"><\/span>Q3. Can I check active loans without affecting my CIBIL score?<span class=\"ez-toc-section-end\"><\/span><\/h3><p data-start=\"4371\" data-end=\"4489\">Yes. When you check your own credit report, it is treated as a <strong data-start=\"4434\" data-end=\"4450\">soft inquiry<\/strong> and does not impact your credit score.<\/p><h3 data-start=\"4496\" data-end=\"4556\"><span class=\"ez-toc-section\" id=\"Q4_How_often_should_I_check_for_active_loans_on_my_PAN\"><\/span>Q4. How often should I check for active loans on my PAN?<span class=\"ez-toc-section-end\"><\/span><\/h3><p data-start=\"4557\" data-end=\"4687\">You should check your credit report <strong data-start=\"4593\" data-end=\"4627\">at least once every 3-6 months<\/strong> to stay updated and spot any errors or suspicious activity.<\/p><h3 data-start=\"4694\" data-end=\"4758\"><span class=\"ez-toc-section\" id=\"Q5_What_should_I_do_if_I_find_an_unknown_loan_in_my_report\"><\/span>Q5. What should I do if I find an unknown loan in my report?<span class=\"ez-toc-section-end\"><\/span><\/h3><p data-start=\"4759\" data-end=\"4876\">Immediately raise a <strong data-start=\"4779\" data-end=\"4790\">dispute<\/strong> with the respective credit bureau and contact the loan provider to resolve the issue.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-711388c e-flex e-con-boxed e-con e-parent\" data-id=\"711388c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9a7ddfd elementor-align-center elementor-widget elementor-widget-button\" data-id=\"9a7ddfd\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.daytodayloan.com\/apply-now.php?utm_source=blogs\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply For Personal Loan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Keeping track of your active loans is important for managing your finances and maintaining a healthy credit score. If you are unsure about your current loan status, you can easily check all loans linked to your name using your PAN card. This guide will help you understand how to check active loans using your PAN [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":736,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[122],"class_list":["post-734","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cibil","tag-how-to-check-active-loan-on-pan-card"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Check Active Loan on PAN Card: 2025 Guide - DayToDayLoan<\/title>\n<meta name=\"description\" content=\"Learn how to check active loans linked to your PAN card in 2025. 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